Terms and Conditions

Last Updated: April 2025

Concierge Marketing, LLC dba Your Mortgage Process ("Company," "we," "us," or "our") provides this website and related services subject to the following Terms and Conditions. By accessing or using yourmortgageprocess.com (the "Website"), you agree to comply with and be bound by these Terms. If you do not agree, please do not use our Website.

Introduction & Acceptance of Terms

By using our Website and services, you acknowledge that you have read, understood, and agree to these Terms and Conditions. We reserve the right to update these Terms at any time. Your continued use of the Website constitutes acceptance of any changes.

Description of Services

We provide mortgage-related resources, educational content, appointment reminders, and optional promotional updates via SMS or email. The content is for general informational purposes only and does not constitute legal, financial, or mortgage advice.

Use of the Website

By accessing the Website, you agree to:

• Use the Website for lawful purposes only

• Not engage in unauthorized use, such as hacking, scraping, or data mining

• Not reproduce or distribute any Website content without our written permission

We may restrict or terminate access for violations of these Terms.

Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our Website or services. This includes, but is not limited to, loss of data, revenue, or business opportunities.

No Warranties

Our Website and services are provided "as is" and "as available." We do not guarantee uninterrupted or error-free access. All warranties, express or implied, are disclaimed to the fullest extent permitted by law.

Third-Party Links

Our Website may contain links to third-party sites. We are not responsible for their content or privacy practices. Use of third-party websites is at your own risk.

SMS Messaging Policy

By opting in to receive SMS messages from us, you agree to the following:

• Message Types: Appointment reminders, mortgage updates, and promotional offers

• Frequency: Messaging frequency may vary

• Opt-Out: Reply STOP to unsubscribe

• Support: Reply HELP or visit yourmortgageprocess.com

• Message & Data Rates: May apply depending on your carrier

More details are available in our Privacy Policy.

Intellectual Property

All content on the Website, including logos, text, and graphics, is the property of Concierge Marketing, LLC dba Your Mortgage Process unless otherwise noted. Use without written permission is prohibited.

Governing Law

These Terms are governed by the laws of the State of New Jersey. Any disputes shall be handled through binding arbitration in New Jersey, unless otherwise required by law.

Changes to Terms

We may revise these Terms from time to time. Updates will be posted on this page with a new "Last Updated" date. Continued use of the Website after changes are posted constitutes your acceptance.

Contact Information

If you have any questions about these Terms, please contact us at:

Concierge Marketing, LLC dba Your Mortgage Process

Location: 101 Crawfords Corner Road, Holmdel NJ 07733

Email: info@yourmortgageprocess.com

Phone: (385) 519-4663

View this policy online: https://www.yourmortgageprocess.com/terms-of-use